ZenoPay makes it easy to collect Mobile Money payments in Tanzania through powerful APIs. Whether you’re a developer testing integrations or a business running live transactions, here’s what you need to know about our accounts and fees.
👨💻 Developer Accounts: Test Before You Go Live
If you’re a developer, a Developer Account is your starting point.
- It works like a sandbox where you can test integrations with Airtel Money, Tigo Pesa, M-Pesa, and Halopesa.
- You can simulate collections and make sure your code works as expected.
- No business registration or KYC is needed at this stage.
👉 But remember:
- Developer Accounts are for testing only.
- Once you’re ready to collect real money from customers, you’ll need to upgrade to a Business Account.
💡 For Monetized Integrations
If you build solutions (plugins, apps, or tools) on top of ZenoPay and earn revenue, ZenoPay takes a 30% commission on what you make.
🏢 Business Accounts: Go Live with Customers
A Business Account is for anyone who wants to collect real Mobile Money payments from customers in Tanzania.
With a Business Account, you get:
- Live collections from major mobile networks (M-Pesa, Tigo Pesa, Airtel Money, Halopesa).
- Direct settlement to your verified Tanzanian bank account.
- Secure and compliant payment processing.
Requirements:
- Complete your KYC (Know Your Customer) verification.
- Provide accurate business and banking details.
💰 Transaction Fees for Businesses
- ZenoPay charges a 3% fee on every successful collection.
- Additional fees may apply for refunds or cross-network collections.
🚀 Which One Should You Start With?
- Just testing APIs and learning how ZenoPay works? → Start with a Developer Account.
- Ready to go live and collect real payments? → Get a Business Account.
🔑 Final Word
ZenoPay is built for Tanzania’s digital economy. Start testing with APIs as a developer, then upgrade to a business account when you’re ready to collect real Mobile Money payments.
👉 Ready to begin? Sign up now and start building with ZenoPay.
